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Save your money and buy something you really want!


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C'MON AND SAVE UP THOSE PENNIES!
Ok, so you want something real bad, you take out your wallet to buy it when you realise you spent your last bit of cash on some crappy bit of stingy lipstick and foundation that melted in the car on the way home! DAMN! what a bummer! Maybe you should save your money and think before you buy somthing. There is no law that says every time you go into a shop you have to buy something. So the next time you get your wallet out to buy somthing, thing about this
-Do I really want this??
-Is it worth what i'm paying for it?
-is it one thats just gonna break the first time you use it?

No matter what it is, just remember these three things.

SAVING YOUR MONEY
Ok, enough talk about what you do wrong, lets talk about what you can do about it.
If you haven't got a bank account, get on now. If will make your life just a tiny bit easier when you don't have SAVING YOUR MONEY on your back all the time.

YOUR SAVING PLAN
The first thing you need to do is to decide on a goal. Whether it's long-term or short-term it doesn't matter. Short-term for a beginner is probably a little easier but if you thing you can save up for a computer or something big, YOU GO GIRL!

HOW TO DO IT
You may need to talk to your parents first if you are a bit young to do it yourself. Ask them if you can have an allowance so that you can buy your own things instead of a five dollars pocket money or how much you get normally. Don't forget, doing chores around the house, baby-sitting and if your old enough, maybe even a part time job. Also, there's christmas and birthday money that you can store away in you account and you can reach your goal in no time!

FINDING A BANK
Of course, you need to find a bank. The best banks to join are the ones closest to you or the one your parents use. Some of them even have account-free charges if you're under 12 years of age. Look up in the Yellow pages for a bank near you.

LETS START SAVING
Once you have your account, it's time to start saving. You need some money to start off with so why not have a search around your bedroom for lost money. Be sure to search your old piggy-Bank or old wallet.When you have that money, you'll need to fill out a couple of forms so that you can get your own ccard or savings book. Makes sure you keep them in a safe place. Cool huh??

MAKING YOUR MONEY GROW
You will need to get into a habbit of saving, and you'll need to find a method that suits you...
-you could put all the money you collect in yourpiggy bank and put it it the bank at the end of each week, pay a visit to the bank.
-or you could do somethin' else that suits you

IF YOU DON"T HAVE A BANK ACCOUNT
If you don't have one maybe you could have two wallets.
-one for money that you use to go to the movies or somewhere with your friends or family. For this wallet, put about fifteen dollars in there for one week and at the end of the week, put the leftover money ing your other wallet.
-the other for big shopping spree's like buying heaps of clothes and thing that you want or need. This could also be a back-up for when you run out of movie money.

STILL HAVING TROUBLE?????
If, after reading this, you still have problems with saving money, email us at jaimee_12@hotmail.com. You will then have a choice if you want to be answered privatly or if you want it published on the site. Remember, we do not publish last names, emails, or any personal information about anyone on the site.


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